Time is the main wealth for you. Modern man always run behind the wealth. Go and seat for 1 hour in dark room and write on the white seat of paper and think what is your expectations from your life. Once you decide your path then always fix on it. And for fixing you will have to spent 200/500 money because dear you have to buy a hand watch today and always wear a watch so that you will never waste your essential time. Hand watch play a vital role in removing the distraction and increase your focused on particular work. I see the results in positive by wearing it. During my study time we always wear watch and notice how much work you hd done in given time. This practice makes you a perfect person who respect time . And a person who respect time he can do any thit in world. So my suggestion is always go with time .use time like a money .you spent money ina careful manner similar step you have to start for time use it more widely.